SOCIALIZATION OF DEFAULT CASES IN THE CONTEXT OF LEGAL ONLINE LOAN FAILURES

Ismayani Ismayani

Abstract


Online loans are proof of the progress of financial technology (fintech). This is because this type of loan can be obtained through online platforms without the need to visit a physical bank or traditional financial institution. Online loans have become popular because of their ease and convenience. Prospective customers simply fill out the form online while carrying out the verification process, then apply for credit according to the amount of funds required. Customers will receive loan funds after the disbursement or approval process. In the context of online loan default, default is an action that violates the obligations in the agreement between the borrower and the loan provider. In other words, when the borrower does not fulfill or neglects to carry out the obligation to repay the loan in accordance with the agreed terms. The aim of this service activity is to provide understanding to the people living in the Teladan Barat sub-district, Kec. Medan City, the majority of whom work as online traders and drivers, to utilize online loans wisely and ensure that the loans are for productive purposes. From this outreach, people are starting to understand what default is and the legal consequences so that in the future there will be no more cases of online loan defaults.

Keywords


child; legal reviews; online; sexual exploitation and abuse; victims

Full Text:

PDF

References


Anugrah, D. T. T. S. A. (2021). Sosialisasi bahaya produk pinjaman online ilegal bagi masyarakat. Jurnal Pengabdian Masyarakat, 04(03), 293–297.

Priliasari, E. (2013). Pentingnya perlindungan data pribadi dalam transaksi pinjaman. Majalah Hukum Nasional, 49(2), 1–27.

Rosavina, M. et al. (2019) ‘P2P lending adoption by SMEs in Indonesia’, Qualitative Research in Financial Markets, 11(2), pp. 260–279. Available at: https://doi.org/10.1108/QRFM-09-2018-0103.

Apriani, Titian, 2021 Konsep Ganti Rugi Dalam Perbuatan Melawan Hukum dan Waparestasi serta Pengaturannya Dalam KUH Perdata, Jurnal Ganec Swara Vol. 15, Nomor.1 Maret.

Purba, O. W., Ardhya, S. N., & Dantes, K. F. (2023). PERLINDUNGAN KONSUMEN TERHADAP PENGGUNA PINJAMAN ONLINE ILEGAL DI KOTA DENPASAR. Jurnal Ilmu Hukum Sui Generis, 3(4), 180-193.a




DOI: https://doi.org/10.24114/jcrs.v8i2.53534

Article Metrics

Abstract view : 85 times
PDF - 52 times

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Ismayani Ismayani

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

p-ISSN: 2549-1849

e-ISSN: 2549-3434

 

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
slot gacor slot