The Role of Financial Literacy And Financial Inclusion In Improving Msme Performance: A Case Study In Kota Pari Village

Maya Macia Sari, Pipit Buana Sari, Syahrial Hasanuddin Pohan, Rindi Syahputri

Abstract


Studying the effects of MSMEs' financial literacy and inclusion on their performance in Kota Pari Village, PantaiCermin District, SerdangBedagai Regency was the focus of this research. The research is aimed squarely at the SME sector. Financial literacy and financial inclusion, which have been shown to boost MSMEs' productivity, will be the focus of this research. This study employs a descriptive, quantitative method based on multiple linear regression analysis techniques to examine the data. Thirty micro, small, and medium-sized enterprise (MSME) players made up the research samples. It is hoped that the findings of this study would increase financial literacy and promote financial inclusion in Kota Pari Village, PantaiCermin District, SerdangBedagai Regency, so that micro, small, and medium-sized enterprises (MSMEs) in the area can maximize their performance. The study found that a positive and substantial influence of financial literacy and financial inclusion on the performance of MSMEs was present at a total percentage of 48.2%.

Keywords


Financial Literacy, Financial Inclusion, Performance and MSMEs

Full Text:

PDF

References


Laucereno, S. F. (2019). Diambilkembalidari Garuda HarusPerbaikiLaporanKeuangan 2018 dalamDuaPekan.

Undang-UndangNomor 20 Tahun 2008. (n.d.). Tentang Usaha Mikro Kecil danMenengah.

Dewi, W. K., Yurniwati, & Rahman, A. (2018). The Effect of Financial Literacy and Financial Access to The Performance of SMEs (Small and Medium Enterprises) in The Trade Sector of Padang City. International Journal of Progressive Sciences and High Technologies, 10(2), 371–381.

Abor, J., &Quartey, P. (2010). Issues in SME Development in Ghana and South Africa. International Research Journal of Finance and Economics, 3, 218–227.

Aribawa, D. (2016). “PengaruhLiterasiKeuanganTerhadapKinerja Dan Keberlangsungan UMKM Di Jawa Tengah. JurnalSiasatBisnis, 20(1), 1–13.

Widayati, I. (2012). Faktor-Faktor Yang MempengaruhiLiterasiFinansialMahasiswaFakultasEkonomi Dan BisnisUniversitasBrawijaya. ASSET: JurnalAkuntansi Dan Pendidikan, 1(1).

OtoritasJasaKeuangan. (2013). StrategiNasionalLiterasiKeuangan Indonesia.

OtoritasJasaKeuangan. (2017). StrategiNasionalLiterasiKeuangan Indonesia (SNLKI).

PeraturanPresidenNomor 82. (2016). TentangStrategiNasionalKeuanganInklusif.

Tambunan, D. T. (2013). UMKM di Indonesia. Ghalia Indonesia.

Hasibuan, M. (2017). ManajemenSumberDayaManusia, EdisiRevisi. BumiAksara.

Kurniawan, A. (2014). MetodeRisetuntukEkonomidanBisnis: Teori, KonsepdanPraktikPenelitianBisnis (DilengkapiPerhitunganPengolahan Data dengan IBM SPSS 22.0). Alfabeta.

Sugiyono. (2016). MetodePenelitianKuantitatif, Kualitatifdan R&D. CV Alfabeta.

Sugiyono. (2018). MetodePenelitianPendidikan (PendekatanKuantitaif, Kualitatif, dan R&D). CV Alfabeta.

Santoso, S. (2012). StatistikParametik. PT GramediaPustakaUmum




DOI: https://doi.org/10.24114/jcrs.v7i2.47381

Article Metrics

Abstract view : 90 times
PDF - 55 times

Refbacks

  • There are currently no refbacks.


Copyright (c) 2023

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

p-ISSN: 2549-1849

e-ISSN: 2549-3434

 

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.